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Live chatrooms with slash commands, encrypted DMs, voice calls, in-room card games, and free app-to-app dollar transfers. Built for the Nepali diaspora — on iOS, Android, and the web.
What we actually do, in numbers we can defend. No fake star ratings, no inflated user counts.
Slash commands trigger gifts, hugs, and games right inside chat. Public rooms by city, vibe, or interest. Active rooms surface as Chrome-style tabs so you can hop between them without losing your place.
Lowcard is live. Type !j to join a hand. Cricket, Dice and Jhyap are coming next. Stake from $0.10, winners get paid the moment the round ends.
Send dollars to anyone in the app — no fees, day or night. Card deposits and external payouts have fees; in-app sends are always free.
Chat, calls, games, gifts, payments — one app, one identity, one balance. The feed and stories live alongside your wallet, not on a separate screen.
Public rooms by city, vibe, or interest. Type / to send a gift, hug a friend, or start a game.
Direct messages are scrambled on your phone — only you and the person you're chatting with can read them.
Crystal-clear 1-on-1 voice calls, fully encrypted. A quick emoji check confirms it's just the two of you.
Lowcard is live now. Cricket, Dice and Jhyap are next. Stakes from $0.10.
Free, standard, and premium tiers. Premium gifts pop confetti in the room and tip the receiver an extra 10%.
Sending money to anyone in the app is free, day or night. Lands in seconds.
One balance, in dollars. Top up with card, spend in-app, or move it out to your own wallet.
Face ID, Touch ID, or a PIN can guard sensitive actions like moving money out.
Type / to open the command bar — gift to a friend, hug another member, start a game. Type ! to join or draw in an active round.
Crystal-clear 1-on-1 voice calls, fully encrypted. A quick emoji check on both phones confirms it's just you and them. Calls ring on your lockscreen — same place a regular phone call shows up.
Only you and the other person can hear it.
Same emoji on both phones means it's safe.
Shows up on your lockscreen, just like a regular call.
We hold your balance as a regulated stablecoin pegged 1:1 to the US dollar. You see dollars, you spend dollars, you send dollars. The plumbing underneath is just there to make it cheap and instant.
Your balance is backed 1:1 by a regulated US-dollar stablecoin.
In-app sends are nearly instant — day, night, weekends, all the same.
Available wherever the App Store and Play Store allow distribution.
Held by a US-regulated stablecoin issuer, not on a developer's laptop.
Sign up with your phone, Apple, Google, or email. Pick a username — that's how everyone will see you.
Join a public chatroom by city or interest, add friends, or start a DM. Every room is live — no inbox waiting around.
Send a gift, deal a Lowcard hand, top up your balance, or just chat. Everything in one place.
No fake compliance badges, no "bank-grade" theatre. Real tools you can verify.
Direct messages are scrambled on your phone — we can't read them, even if we wanted to.
Use Face ID, Touch ID, or a PIN to guard things like moving your money out.
Your dollar balance sits with a US-regulated company, not on a developer's laptop.
Room owners and admins can mute, kick, ban, and pin announcements when things get out of hand.
Every transfer, gift, and game pot is recorded — and you can export the whole list any time.
Every fix we ship, every feature that goes live — listed publicly, so we have to keep it honest.
Public changelog, updated every release. What we shipped this month, and what's queued.
Fully encrypted 1-on-1 calls with a quick emoji check, ringing on your lockscreen.
Pots can mix multiple currencies in the same round. Per-currency settlement.
New gift tiers with confetti bursts. 10% bonus to receivers on premium tiers.
$0 fees on every app-to-app transfer. Card deposits and external exports still have fees.
Yes. Downloading the app and chatting in rooms is free. Sending money to anyone in the app is free, and so are private messages. We only charge where there's a real cost — card deposits, external payouts, and our cut on cash games. Full schedule on the Fees page.
Free to download. Free to chat. Free to send in-app. We only charge where there's a real cost — card processing, external payouts, our cut on cash games. See the full schedule.